Terms and Conditions
Lander LLC is the registered legal entity. Lander Insurance is the trade name (DBA — “doing business as”) under which Lander LLC operates. These two names refer to the same company. All services, communications, and agreements are with Lander LLC d/b/a Lander Insurance.
These Terms and Conditions (“Terms”) govern your use of the website www.landerinsurance.org and your interactions with Lander LLC d/b/a Lander Insurance (“Lander Insurance,” “we,” “us,” or “our”). By accessing our website or contacting us for services, you agree to these Terms.
1. About Lander Insurance
Lander LLC d/b/a Lander Insurance is an independent insurance agency and third-party insurance service provider. We represent multiple insurance carriers and help clients compare and enroll in insurance plans. We are not an insurance carrier, bank, lender, or financial advisor.
We are licensed to sell insurance in the following states: Florida, Texas, Georgia, North Dakota, South Carolina, Arizona, Ohio, Indiana, Michigan, Mississippi, Missouri, Alabama, Oregon, Virginia, Tennessee, and Kansas.
2. Services
We provide insurance consultation, plan comparison, and enrollment assistance for:
- ACA / Marketplace health insurance
- Medicare plans (Medicare Advantage, Supplement, Part D)
- Short-term and tri-term health insurance
- Life insurance and final expense coverage
- Dental and vision insurance
- Indexed Universal Life (IUL) policies
- Supplemental coverage: accident, hospital indemnity, and more
Our assistance to clients is provided at no charge. We are compensated by insurance carriers when clients enroll in plans through our agency.
3. No Guarantee of Coverage or Pricing
Information on this website is for general informational purposes only. Plan availability, premiums, benefits, and eligibility vary based on age, location, income, health status, and carrier underwriting guidelines. Nothing on this website constitutes a guarantee of coverage, pricing, or approval.
4. SMS / Text Message Terms
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
SMS opt-in consent is not required as a condition of purchasing any product or service.
By providing your mobile phone number and consenting to receive SMS messages from Lander LLC d/b/a Lander Insurance, you agree to the following:
- You may receive texts related to your insurance inquiry, appointment confirmations, or service updates.
- You can opt out at any time by replying STOP.
- For assistance, reply HELP or call 888-399-6605.
- Message and data rates may apply.
- Message frequency varies based on your inquiry.
- No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
- SMS opt-in consent is not required as a condition of purchasing any product or service.
5. Website Use
You agree to use this website only for lawful purposes. You may not use the site to transmit spam, harmful content, or in any way that could damage the site or its users.
6. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Lander LLC d/b/a Lander Insurance and may not be reproduced without written permission.
7. Limitation of Liability
Lander LLC d/b/a Lander Insurance is not liable for any damages arising from your use of this website or reliance on the information provided. Use of this site is at your own risk.
8. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict of law provisions.
9. Changes to These Terms
We may update these Terms from time to time. Continued use of the website after any updates constitutes acceptance of the revised Terms.
10. Contact Us
If you have questions about these Terms, contact us at:
- Lander LLC d/b/a Lander Insurance
- Phone: 888-399-6605
- Email: info@landerinsurance.org
- Website: www.landerinsurance.org