Terms and Conditions
These Terms and Conditions (“Terms”) govern your use of the website www.landerinsurance.org and your interactions with Lander LLC d/b/a Lander Insurance (“Lander Insurance,” “we,” “us,” or “our”). By accessing our website or contacting us for services, you agree to these Terms.
1. About Lander Insurance
Lander LLC is the registered legal entity. Lander Insurance is the trade name (DBA — doing business as) under which Lander LLC operates. These two names refer to the same company. All services, communications, and agreements are with Lander LLC d/b/a Lander Insurance.
Lander LLC d/b/a Lander Insurance is an independent insurance agency licensed in 16 states. We act as a third-party insurance service provider, meaning we represent multiple insurance carriers and help clients compare and enroll in insurance plans. We are not an insurance carrier, bank, lender, or financial advisor.
2. Services
We provide insurance consultation, plan comparison, and enrollment assistance for health insurance (ACA/Marketplace), Medicare, life insurance, dental, vision, supplemental, and related products. Our services are available to residents of Florida, Texas, Georgia, North Dakota, South Carolina, Arizona, Ohio, Indiana, Michigan, Mississippi, Missouri, Alabama, Oregon, Virginia, Tennessee, and Kansas.
Our assistance to clients is provided at no charge. We are compensated by insurance carriers when clients enroll in plans through our agency.
3. No Guarantee of Coverage or Pricing
Information provided on this website is for general informational purposes only. Plan availability, premiums, benefits, and eligibility vary based on age, location, income, health status, and carrier underwriting guidelines. Nothing on this website constitutes a guarantee of coverage, pricing, or approval.
4. SMS / Text Message Terms
By providing your mobile phone number and consenting to receive SMS messages from Lander LLC d/b/a Lander Insurance, you agree to the following:
- You may receive text messages related to your insurance inquiry, appointment confirmations, or service updates.
- You can opt out at any time by replying STOP to any message.
- For assistance, reply HELP or call 888-399-6605.
- Message and data rates may apply depending on your carrier and plan.
- Message frequency varies based on your inquiry.
- No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
- SMS opt-in consent is not required as a condition of purchasing any product or service.
5. Website Use
You agree to use this website only for lawful purposes. You may not:
- Use the site in any way that violates applicable local, state, or federal laws or regulations
- Attempt to gain unauthorized access to any part of the website or its systems
- Submit false or misleading information through any form on this site
- Reproduce, copy, or redistribute content from this website without our written permission
6. Intellectual Property
All content on this website — including text, graphics, logos, and design — is the property of Lander LLC d/b/a Lander Insurance or its content suppliers and is protected by applicable intellectual property laws. Unauthorized use is prohibited.
7. Third-Party Links
Our website may contain links to third-party websites, including insurance carrier portals and quoting tools. We are not responsible for the content, accuracy, or privacy practices of those sites.
8. Disclaimer of Warranties
This website and its content are provided “as is” without warranties of any kind, express or implied. We do not warrant that the site will be error-free, uninterrupted, or free of viruses or other harmful components.
9. Limitation of Liability
To the fullest extent permitted by law, Lander LLC d/b/a Lander Insurance shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or our services.
10. Governing Law
These Terms are governed by the laws of the State of Florida. Any disputes arising from these Terms shall be resolved in the courts of Florida.
11. Changes to These Terms
We reserve the right to update these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Continued use of our website after changes constitutes your acceptance of the updated Terms.
12. Contact Us
If you have questions about these Terms and Conditions, please contact us:
- Lander LLC d/b/a Lander Insurance
- Phone: 888-399-6605
- Email: info@landerinsurance.org
- Website: www.landerinsurance.org
Lander LLC d/b/a Lander Insurance is a licensed independent insurance agency — not a bank, lender, financial advisor, or direct insurance carrier. We help consumers compare and enroll in insurance products offered by licensed insurance carriers. Insurance products are not bank deposits, are not FDIC insured, and are not guaranteed by any government agency. Plan availability, premiums, and benefits vary by state, age, and carrier. This website is operated by Lander LLC d/b/a Lander Insurance, a licensed independent insurance agency. We are not affiliated with or endorsed by any government agency or the federal Medicare program.
By using this website or submitting your information, you agree to our Privacy Policy and Terms & Conditions. We may contact you by phone, email, or SMS (with your consent) regarding your insurance inquiry. No mobile information will be shared with third parties or affiliates for marketing purposes.