Medicare Plans Made Simple.
Real Help From Real People.
Medicare doesn’t have to be confusing. Our licensed agents compare your options — Medicare Advantage, Supplement, and Part D — so you get the right coverage at the right price.
Which Medicare Plan Is Right for You?
There’s no one-size-fits-all Medicare plan. Your health needs, budget, and doctors all matter. Here’s a plain-English breakdown of your main options — and we’ll help you figure out which one fits.
Medicare Advantage (Part C)
An all-in-one alternative to Original Medicare, often including prescription, dental, and vision coverage — bundled into one plan.
- Often $0 or low monthly premiums
- Includes prescription drug coverage
- May include dental, vision & hearing
- Plan options vary by county and state
- Annual enrollment periods apply
Medicare Supplement (Medigap)
Helps cover the “gaps” that Original Medicare doesn’t pay — like copays, coinsurance, and deductibles. You keep your freedom to see any doctor who accepts Medicare.
- Works alongside Original Medicare
- See any Medicare-accepting provider
- Predictable, lower out-of-pocket costs
- Multiple plan letter options (G, N, etc.)
- Pricing varies by age and location
Part D — Prescription Drug Plans
Standalone drug coverage that works with Original Medicare or a Medigap plan to help reduce what you pay at the pharmacy.
- Covers brand-name and generic drugs
- Multiple tiers of drug coverage
- Varies by plan and pharmacy network
- Can change plans during open enrollment
- Late enrollment penalty if you delay
Not sure which plan fits you best?
That’s exactly what we’re here for. One call and we’ll compare your options side by side — no jargon, no pressure.
How We Help You Enroll
We keep it simple. No runaround, no confusing paperwork on your own. Here’s what working with us looks like:
Call or Request a Quote
Reach out by phone or online. Tell us a little about your situation — age, location, current medications, and doctors you want to keep.
We Compare Your Options
We shop plans from multiple carriers available in your area and lay out your best options in plain English — no jargon.
You Choose — We Enroll
Once you decide, we handle the enrollment paperwork for you. Fast, easy, and at no cost to you.
Ongoing Support
We’re here year-round — not just at enrollment time. Call us anytime with questions, and we’ll review your plan each year to make sure it still fits.
Medicare FAQ
We hear these questions every day. Here are straight answers.
When can I enroll in Medicare?
Your Initial Enrollment Period begins 3 months before the month you turn 65 and ends 3 months after. There are also Annual Enrollment Periods each fall (Oct 15 – Dec 7) when you can change plans. Special Enrollment Periods may apply if you’re still covered by an employer plan.
Does Medicare cover everything?
Original Medicare (Parts A & B) covers a lot, but not everything. There are deductibles, copays, and coinsurance. It also doesn’t cover routine dental, vision, or hearing. That’s where Supplement or Advantage plans can fill the gaps.
Is there a cost to work with Lander Insurance?
No. Our help is completely free to you. We’re licensed agents who are compensated by the insurance carriers — you pay nothing extra for our guidance.
Can I keep my doctor?
It depends on the plan type. Medicare Supplement plans let you see any doctor who accepts Medicare nationwide. Medicare Advantage plans typically have networks, so we’ll check that your doctors are in-network before recommending a plan.
What if I miss my enrollment window?
You may face a late enrollment penalty or have to wait for the next enrollment period. Call us as soon as possible — we’ll help you understand your options and minimize any impact.
Do you serve my state?
We’re licensed in 16 states. See the full list below — and if you’re not sure, just call us at (888) 399-6605 and we’ll let you know right away.
States We Serve
We’re licensed to help Medicare beneficiaries in all 16 of these states. Don’t see yours? Call us anyway — we may be able to help or refer you.
⭐ Texas
🍑 Georgia
🌾 North Dakota
🌙 South Carolina
🌵 Arizona
🌰 Ohio
🏎️ Indiana
🚗 Michigan
🎷 Mississippi
🎭 Missouri
🌹 Alabama
🌲 Oregon
🏛️ Virginia
🎸 Tennessee
🌻 Kansas
Ready to Find Your Medicare Plan?
Call our licensed agents today. Free, no-pressure help to compare your options and get enrolled — in any of our 16 states.