Insurance That Actually
Works For Your Family
Rick and Isabella Lander are U.S. Air Force veterans and independent insurance agents who help families across 16 states find coverage that fits their life and their budget.
Coverage for Every Stage of Life
From Medicare for seniors to ACA plans for families, life insurance for parents, and everything in between — we help you find the right plan without the runaround.
Medicare
Medicare Advantage, Supplement (Medigap), and Part D plans. Free enrollment help from licensed agents.
Explore Medicare →ACA / Health Insurance
Marketplace plans for individuals and families. Find out if you qualify for subsidies that lower your monthly cost.
Explore ACA Plans →Short Term & Tri-Term Health
Flexible coverage for gaps between jobs, waiting periods, or when you need something outside open enrollment.
Explore Short Term →Dental Insurance
Individual and family dental plans covering preventive, basic, and major services with nationwide networks.
Explore Dental →Life Insurance
Term and whole life policies to protect your family’s financial future. We find plans that fit any budget.
Explore Life Insurance →Final Expense
Affordable whole life coverage designed to take care of funeral costs and end-of-life expenses for your loved ones.
Explore Final Expense →IULs — Indexed Universal Life
Life insurance that builds cash value tied to market indexes — protection plus a long-term financial strategy.
Explore IULs →A Family That Serves Families
We’re not a call center or a faceless website. We’re Rick and Isabella — two Air Force veterans who built this agency to serve people the right way.
Veteran-Owned
Rick and Isabella both served in the U.S. Air Force. That service shaped who we are — integrity, precision, and putting people first.
Independent Agency
We’re not tied to one carrier. We shop multiple options to find coverage that actually fits your situation.
Real People, Real Answers
Call us and you’ll talk to someone who knows your name and your file — not a different rep every time.
Licensed in 16 States
Wherever you are — whether you’re in Florida, Texas, Oregon, or anywhere in between — we can help.
Real People. Real Reviews.
“I can’t sing the praises of Rick and Isabella enough. They have gone above and beyond to help me out with my medical insurance. Extremely knowledgeable and very quick to respond.”
“We had a great experience and were able to find health, life, and much more for my family at an affordable price. They answered all my questions and I would recommend them to anybody.”
“Mr. Lander is hands down the most awesome agent! He seems to genuinely care about his clients. Anytime I hear people talking about insurance problems I tell them to call this guy.”
Licensed in 16 States
Click your state to learn about coverage options and the healthcare landscape where you live.
Let’s Find the Right Coverage for You
Takes less than 5 minutes. No pressure, no jargon — just real help from people who care.